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Job Opportunities

Commercial Loan Officer
Post Date: 09/19/2017
Close Date: 10/31/2017
Spherion Staffing
2730 7th Ave S

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$70,000 and above

Fargo, ND

Job Description:
The Commercial Loan Officer is responsible for building, maintaining and growing commercial banking relationships by generating loans and cross selling other banking services. Additional duties include examining, evaluating, authorizing/recommending approval or denying applications for commercial loans.
• Identify prospective clients and generate new business/relationships with commercial clients
• Meet with applicants to discuss the loan request
• Request applicable financial information, business plan, reference checks, or other supporting information for the application
• Request credit reports and appraisals from Credit Department, if applicable.
• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to Credit Department for formal presentation and financial analysis
• Work with client and Credit Department to process loan applications through guaranty, interest buy-down, or participation loan programs/relationships
• Correspond with applicants to resolve questions regarding application
• Compile loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms
• Approve loans within approved lending limits or presents loan at loan committee for approval
• Ensure loan agreements are complete and accurate according to policy
• Work with Operations/Loan Processors to prepare applicable loan documents
• Assure timely loan closing and funding activities
• Service existing loans by reviewing financials, fielding questions, monitor account activity, or conducting site visits or inventory inspections
• Promote and cross-sell other established products and services as appropriate

• High School diploma or GED
• Minimum of 3 years of professional experience in the banking industry
• Must possess strong analytical, problem solving, and communication skills
• Must also be detail oriented and flexible while being able to multi-task effectively
• Must maintain a high level of confidentiality

Contact Information:
To be considered, please apply online at www.spherion.com/fargo or email your resume to kathleentoft@spherion.com
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